Personal Loan

Personal Loan

personal-loan
Description

One loan, countless possibilities

Feed your ambitions the resources they need. Our personal loan will simply make your plans come to life.

AT A GLANCE

  • Available in USD & LBP
  • Loan amount up to USD 50,000 or LBP 75,000,000
  • Loan period up to 5 years

FEES AND RATES

  • Fixed regressive interest rate starting 14% on LBP and 12% on USD

Car Loan

New Car Loan

new-car-loan
Description

Buckle up

Get in the driver’s seat and be the one in control. Our loans are especially designed to meet your needs for a new car.

AT A GLANCE

  • Available in USD
  • Minimum Down Payment: 25% of car price
  • Loan period up to 5 years

FEES AND RATES

  • Flat interest rate: 3.90%

Used Car Loan

used-car-loan
Description

Shift your drive

Get in gear and don’t let an opportunity get past you. We have a used car loan planned just for it.

AT A GLANCE

  • Available in USD
  • Minimum Down Payment: 30% of car price
  • Loan period up to 5 years

FEES AND RATES

  • Flat interest rate: 6.25%

Housing Loan

Housing Loan in USD

housing-loan-USD
Description

One step closer to your house

Getting a house shouldn’t be a hassle. Apply for our housing loan and set foot in your property sooner than you thought.

AT A GLANCE

  • Available in USD
  • Available for Ready to Move and Under Construction
  • Loan Period: up to 20 years

FEES AND RATES

  • Floating Regressive Interest Rate: First year 7% then BRR* + 0.85% with a minimum of 7%  

Housing Loan Subsidized by the Central Bank

housing-loan-subsidized-central-bank
Description

Open a new door

Build or buy your primary residence and get backed up every step of the way.

AT A GLANCE

  • Available in LBP
  • Available for Ready to Move and Under Construction
  • Loan Period: from 7 to 30 years

FEES AND RATES

  • Floating Regressive Interest Rate: 25% of 1-year Treasury Bills + 2.9%; Currently 4.24%  

Iskan Housing Loan

iskan-housing-loan
Description

Get your foot in the door

Are you planning to purchase your first house? Our housing loan in collaboration with the Public corporation for housing is designed to help you move in fast and easily.

 

AT A GLANCE

  • Available in LBP
  • Loan Period: From 10 to 30 years
  • Minimum Down Payment: 20% of house value

FEES AND RATES

  • Floating Regressive Interest Rate: 10% of 1 year treasury bills + 3.2% ; currently 3.74%

Housing Loan for Judges

housing-loan-judges
Description

Verdict on your house

With our housing loans for judges subsidized by the Central Bank, you will not be raising any more objections on buying a new home.

AT A GLANCE

  • Available in LBP
  • Loan Period: From 7 to 30 years
  • Minimum Down Payment: 25% of house value

FEES AND RATES

  • Floating Regressive Interest Rate: 2.128% 

Housing Loan for General Security Members

housing-loan-general-security-members
Description

Your comfort, your loan

As a general security member, you’re entitled to relax in your own house. Apply for our housing loan intended just for you.

AT A GLANCE

  • Available in LBP
  • Loan Period: From 7 to 25 years
  • Minimum Down Payment: 25% of house value

FEES AND RATES

  • Floating Regressive Interest Rate: 2.128%

Commercial Loan

Kafalat Loan Programs

kafalat loan
Description

Kafalat Loan

Saradar Bank will help you develop your business and improve its activities by granting you a loan with a guarantee from Kafalat.

AT A GLANCE

  • Kafalat Basic
  • Kafalat Agriculture (includes 2 programs; Small Agriculture & Trees)

FEES AND RATES

  • Variable Interest Rate