Legal Disclaimer

By visiting the website (www.saradarbank.com) or using the information on the website, you are deemed to have accepted the conditions of this disclaimer.

The information on this website is for general information purposes only. It does not constitute an offer with respect to the relevant products or services. No rights whatsoever can be derived from the content of this website.

The information available on Saradar Bank’s website is provided in good faith and is believed to be correct and current at the date it was placed on the website. Saradar Bank is not under the obligation to update, revise or correct the information or any other material of the website.

Saradar Bank accepts no responsibility and makes no warranties or representations about the accuracy or completeness of this website’s contents and assumes no liability or responsibility for any (i) errors, mistakes, omissions or inaccuracies of contents, (ii) property damage or any loss of profit of any nature whatsoever resulting from your access to and use of any content posted, emailed, transmitted, or otherwise made available via this website, (iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein, (iv) any bugs or viruses which may be transmitted to or through our website by any third party.

Our server may, for convenience and information purposes only, provide links to other websites (“linked websites”). However, Saradar Bank does not warrant, or assume responsibility for the contents thereof. You agree that your use of the website or any of the linked websites shall be at your own risk.

The electronic means are insecure and electronic mail could be monitored, read or intercepted by others beyond Saradar Bank’s control, or may not be continuous or uninterrupted, Saradar Bank shall not be held liable in this respect.

No information appearing on this website shall be considered as a basis of any commitment nor an offer or a solicitation to purchase or buy or sell or exchange any product or any securities. If you are willing to be supplied with one of the products or services posted on Saradar Bank’s website, you should contact the Bank in order to obtain the relevant contractual and all applicable conditions.

All images on the website, including text, photos, illustrations, graphs, (trade)names, logos, trade and services brands are fully owned or under license of Saradar Bank and are protected by copyright, trademark rights and/or any other intellectual property rights. You may not duplicate, transmit, distribute or circulate the contents of this website or make its contents available against payment to third parties.

In the event of any dispute, the courts of Beirut shall have competent jurisdiction to examine and settle such dispute whereby the Lebanese laws will be applicable.

Customers’ Data Protection and Privacy Statement

This Privacy Statement relates to the personal data that SARADAR BANK (the “Bank”/”we”/”us”) collects about you in relation to the services available on the web site www.saradarbank.com and through Saradar Mobile Banking application.

It is necessary for you to supply the Bank with personal data in order to enable us to provide you with such services.

WHAT PERSONAL DATA WE COLLECT ABOUT YOU AND THE SOURCE

Personal data that we collect from you includes but is not limited to:

Full name

Identification number

Date of birth

Gender

Number of dependents

Contact details (including address, telephone number, e-mail address)

Employment and income details

Financial commitments

Your photo

Location

Camera

We may also collect your personal or financial data from other sources, including but not limited to credit bureaus, credit reference agencies, your social media accounts, your employers, your guarantors and your joint account holders.

Protecting your privacy is important to us. Personal data is highly protected by security safeguards as described below.

Purposes For Which We Collect Your Personal Data

The purposes for which your personal data is collected and processed will vary depending on the nature of the relationship, which you have with the Bank. Broadly, they may comprise all or any one or more of the following purposes:

The processing of your applications for banking facilities;

The daily operation;

Conducting credit checks and assisting other financial institutions to conduct credit checks;

Updating our records about you;

Designing financial services or related products for your use;

Determining the amount of indebtedness owed to or by you;

Conducting market research and statistical analysis and surveys with the aim of improving our products and services;

For prevention and detection of crime (including, without limitation, money laundering, terrorism and fraud prevention, detection and prosecution);

For all additional purposes relating to the provision of facilities including the provision of computer, telecommunications and technology services.

This Privacy Statement will not alter or affect any information otherwise provided by you to the Bank. Details of your personal data may also be obtained from public sources or other sources which the Bank has access to.

Protect Your Personal Data

The security of your personal data is important to us, so the Bank is required to comply with the internal information security policies and procedures, which set out security standards including technical and organizational security measures.

We require the same level of security from our external service providers. The personal data we collect from you is stored by us and where applicable by our service providers on secure servers and premises and protected through a combination of physical and electronic access controls, firewall technology and other reasonable security measures.

With Whom We May Share Your Personal Data

In providing your telephone, e-mail address, facsimile number or other contact methods, you are agreeing that the Bank may contact you by telephone, e-mail, facsimile or such other method. External bodies (the “Authorized Parties”) to which we may disclose your personal data for purposes specified above are:

Any officer, employee, agent or director of SARADAR BANK or the Bank’s holding company, subsidiaries, affiliates, representative and branch office in any jurisdiction (the “Group”);

Professional advisers and/or service providers who are under a duty of confidentiality to the Group;

Any rating agency or direct/indirect provider of credit protection to any member of the Group;

Any party as required by any law or any government, quasi-government, administrative, regulatory/supervisory body or authority, court or tribunal;

Any credit reference agency that the Bank uses for credit assessment or credit review of you and parties related to the facilities provided by the Bank to you;

The information collected from you by the Bank will be valuable in improving the design and marketing of our range of services and related products for your use. The Bank wishes to assure you that your private information will be treated as confidential and with high standards of security. The use of your information will be kept to the minimum required in order for the Bank to continually monitor and improve its services to our customers and keeping you informed about our products, services and other opportunities within the Bank.

Marketing

You have the right to request access to and correction of personal data about you held by us. If you wish to access or request for correction or deletion of any of your personal data held by us, or if you have any questions concerning our Privacy Statement, you may speak to the Bank’s Call Centre Agents or write to the Bank, as per the contact details below. The Bank may charge a fee for access to the information held.

You can also speak to any of the Bank’s Call Centre Agents or write to us for any queries relating to this Privacy Statement or otherwise relating to any use of your personal data by the Bank:

Call Centre Number: +961-4-727227

E-mail Address: info@saradarbank.com

Updates To This Privacy Statement

The Bank reserves the right to amend this Privacy Statement at any time and will place notice of any such amendments on the Bank’s website. Amendments to this Privacy Statement posted on the Bank’s website will become effective immediately. Using the bank’s website subsequent to posting these amendments means that you agree to the revised version.

This Privacy Statement is not intended to, nor does it, create any contractual rights, nor does it create any contractual obligations on the Bank in respect of any other party or on behalf of any party.